Modern Compliance for a Complex World
Velocity’s AML suite helps you detect and manage suspicious activity effortlessly; smarter, faster, and stress-free.
Compliance Pressure & Industry Gaps
Financial institutions worldwide face relentless regulatory expectations and evolving criminal tactics.
In the United States, the Bank Secrecy Act (BSA) and the USA PATRIOT Act mandate comprehensive anti-money-laundering (AML) programs covering customer due diligence (CDD/KYC), transaction monitoring, sanctions screening, and suspicious activity reporting (SARs). Failure to comply exposes institutions to multimillion-dollar penalties, reputational harm, and increased exposure to financial crime.
Many institutions still rely on siloed legacy systems and manual processes, resulting in:
Global Compliance Frameworks
Globally, regulators enforce equally rigorous standards:
- Canada (FINTRAC)Â requires financial institutions to maintain effective programs to detect and report money-laundering and terrorist-financing activities.
- European Union (EU AMLDs)Â mandate a risk-based approach, emphasizing customer-risk assessments, beneficial-ownership transparency, and harmonized reporting obligations.
- United Kingdom (MLR 2017)Â enforces enhanced due diligence, transaction monitoring, and ongoing risk reviews.
Across all jurisdictions, the FATF Recommendations remain the global benchmark, driving consistent international standards and coordination.
Velocity AML Suite: A Unified Solution
The Velocity AML Suite is built to help financial institutions not just comply but thrive in today’s regulatory environment. Our platform integrates all AML pillars into a single, intelligent solution:
Real-Time Transaction & Behavioral Monitoring
Detect unusual patterns, rapid movement of funds, and structuring typologies across ACH, wires, cards, and emerging payment channels.
Global Sanctions & Watchlist Screening
Automated screening against OFAC, UN, EU, HMT, FINTRAC, and other global lists with real-time updates.
AI-Driven Customer Risk Scoring
Machine learning models dynamically adjust customer risk ratings based on transactional and behavioral patterns.
Streamlined Investigations & Case Management
End-to-end investigation workflows, escalation management, and integrated audit trails for regulators.
Regulatory Reporting Automation
SAR/STR filings seamlessly generated for FinCEN (U.S.), FINTRAC (Canada), AUSTRAC (Australia), and FIUs across the EU and UK.
Why Velocity
The Future of AML Compliance
As criminals exploit faster payments, cross-border corridors, and digital assets, institutions must keep pace. The cost of non-compliance is higher than ever financially, operationally, and reputationally. The Velocity AML Suite empowers compliance teams to detect threats faster, reduce false positives, and maintain global regulatory compliance with confidence.
Velocity AML Suite – Modern. Intelligence. Compliant.
Velocity AML Suite – Core Modules
Sanctions & List Screening
Screen customers and transactions in real time against OFAC, EU, UN, HMT, domestic, internal, and adverse media lists. Continuous updates ensure instant detection of sanctioned or high-risk entities, helping institutions meet OFAC program requirements and global sanctions obligations.
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AML Transaction Monitoring
AI-enhanced monitoring analyzes payments and account activity to detect complex laundering patterns and behavioral anomalies that rule-based systems miss. Adaptive thresholds and machine learning models reduce false positives and highlight truly suspicious activity, while also strengthening defenses against account fraud.
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Customer Due Diligence & Risk Scoring
Automated KYC/CDD workflows capture and refresh customer data. Velocity’s risk engine scores each profile by geography, industry, behavior, and adverse information. Scores adapt dynamically over time, supporting the risk-based approach required by FATF, BSA/Patriot Act, EU AMLDs, and UK MLR.
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Case Management & Regulatory Reporting
A unified investigation workspace links alerts, evidence, and case notes. Compliance teams can collaborate, track case progress, and generate regulatory filings seamlessly. Velocity pre-populates and supports electronic filing for SARs/STRs with FinCEN (U.S.), FINTRAC (Canada), AUSTRAC (Australia), FIUs across EU/UK, ensuring audit-ready reporting.
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FinCEN 314(a) Requests
Velocity automates compliance with Patriot Act Section 314(a). Law enforcement information-sharing requests are matched against customer records, with results compiled via secure, auditable workflows ensuring timely and consistent compliance.
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Cannabis-Related Monitoring
With cannabis legal at the state level but prohibited federally in the U.S. , marijuana-related businesses are classified as high-risk. Velocity flags related to entities and transactions, protecting institutions from reputational and regulatory exposure while enabling responsible banking in gray-area industries.
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Cryptocurrency & Virtual Asset Monitoring
Velocity monitors virtual currency exposure directly from the financial institution’s transaction flow. All transactions with potential crypto involvement are intelligently filtered and screened against a curated database of exchanges, wallet addresses, currencies, and known red flags to ensure customers are not engaged in suspicious virtual asset activity. To strengthen investigations at the blockchain level, Velocity integrates with Merkle Science, enabling full on-chain tracing and risk attribution. Combined with Velocity’s case management, compliance teams gain an end-to-end view, linking fiat and crypto activity, applying risk rules, and documenting findings in a single, audit-ready workspace.
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